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Risk

Object

NameTypeDetailsMandatoryDescription
classstringYThe type of object which is being returned. In this case it will be risk
levelstringHIGH | MEDIUM | LOWNThe risk level.
reasonstringNThe risk level reason. See reasons.

Risk level reasons

ReasonDescription
PREPAIDThe card is prepaid.
COUNTRY_MISMATCHThe Bin card's country is different from the request's country.
INSUFFICIENT_FUNDSThere wasn’t enough money available to complete the transaction.
BANK_DECLINEDThe transaction has been declined by the issuing bank.
EXPIRY_DATEThe card will expire prior to the check-in date.
3DSValidation performed via 3DS.
SCHEME_NOT_SUPPORTEDThe card is not supported.
NOT_ENOUGH_DATA_FROM_BANKNot enought information from the issuing bank.

Example

{
"class":"risk",
"level":"HIGH",
"reason":"INSUFFICIENT_FUNDS"
}